Installment Agreement Tax Relief Services - Pay Off Your Tax Debt Over Time
Tax Relief Service

Installment Agreement
Tax Debt Relief

Pay off your IRS tax debt over time with an Installment Agreement. Our expert team helps you set up affordable monthly payments that fit your financial situation.

Learn About Installment Agreement

Watch our expert explain how Installment Agreement works and how it can help you pay off your tax debt over time

This video provides an overview of the Installment Agreement process and what to expect when working with Valor Tax Relief.

What is an Installment Agreement?

A formal payment plan that allows you to pay your tax debt over time with manageable monthly payments

How It Works

An Installment Agreement is a formal payment plan you set up with the IRS to pay your tax debt over time. It spreads out your payments into manageable monthly amounts, giving you breathing room and allowing you to avoid harsher collection actions.

You pay affordable monthly amounts based on your income
You avoid wage garnishments and bank levies while making payments

Key Benefits

Affordable monthly payments based on your income
Avoid IRS enforcement actions
Stay in compliance and avoid default penalties
Reduce stress and maintain financial control

Who Can Qualify?

Owe $50,000 or Less

You owe $50,000 or less in combined tax, penalties, and interest

Filed All Returns

You have filed all required tax returns and are current with your tax obligations

Consistent Payments

You can make consistent monthly payments based on your financial situation

Note: Even if you owe more than $50,000, other payment plan options are available — and Valor Tax Relief can help negotiate the best terms for you.

How Valor Tax Relief Helps

Our experienced team simplifies the process and represents you every step of the way

1. Free Consultation

Understand your financial situation

2. Analyze Ability

Determine the best payment plan

3. Submit Request

Submit Installment Agreement to IRS

4. Communicate

Respond to IRS inquiries

5. Confirm Plan

Help you stay on track

We communicate directly with the IRS to ensure the best possible outcome for you.

What Our Clients Say

"Valor Tax Relief helped me set up a payment plan I could actually afford. No more fear of letters from the IRS!"

David R.

Arizona

Frequently Asked Questions

What happens if I miss a payment?

Missing a payment can default your agreement. Contact us or the IRS immediately to avoid penalties or cancellation.

Will the IRS stop interest and penalties during my installment plan?

Interest and penalties may continue to accrue, but an installment plan helps you avoid more severe enforcement actions.

Can I pay off the balance early?

Yes, you can pay off your balance early without penalty if your financial situation improves.

Will the IRS file a lien?

For some agreements, especially if you owe over $25,000, the IRS may file a Notice of Federal Tax Lien. We can help you avoid or remove it.

How long can I take to pay off my tax debt?

Plans can extend up to 72 months (6 years), depending on your balance and payment capability.

Do I need professional help for an Installment Agreement?

Not required, but strongly recommended. A professional team like Valor Tax Relief increases your chances of success and ensures proper documentation.

What documents do I need for an Installment Agreement?

You'll need financial documentation including income statements, expense records, and asset information to demonstrate your ability to make payments.

Can I modify my payment plan if my financial situation changes?

Yes, you can request to modify your payment plan if your financial situation changes significantly.

What happens if my Installment Agreement is defaulted?

If defaulted, you can request to reinstate the agreement or explore other options like currently non-collectible status. Our team helps evaluate the best alternative solutions.

How much will my monthly payments be?

Monthly payments are based on your ability to pay, not the amount you owe. The IRS considers your income, expenses, and assets when calculating payment amounts.

Is there a time limit for setting up an Installment Agreement?

Generally, you should request an Installment Agreement before the IRS takes enforcement action. The sooner you act, the more options you'll have.

How do I get started with an Installment Agreement?

Call us at 877-814-2398 for a free consultation. We'll evaluate your eligibility, explain the process, and help you determine if an Installment Agreement is the right solution.

Ready to Set Up Your Payment Plan?

Our team of experienced tax professionals is here to help. Contact us today for a free consultation about your Installment Agreement.

Get Your Free Consultation