Pay off your IRS tax debt over time with an Installment Agreement. Our expert team helps you set up affordable monthly payments that fit your financial situation.
Watch our expert explain how Installment Agreement works and how it can help you pay off your tax debt over time
This video provides an overview of the Installment Agreement process and what to expect when working with Valor Tax Relief.
A formal payment plan that allows you to pay your tax debt over time with manageable monthly payments
An Installment Agreement is a formal payment plan you set up with the IRS to pay your tax debt over time. It spreads out your payments into manageable monthly amounts, giving you breathing room and allowing you to avoid harsher collection actions.
You owe $50,000 or less in combined tax, penalties, and interest
You have filed all required tax returns and are current with your tax obligations
You can make consistent monthly payments based on your financial situation
Note: Even if you owe more than $50,000, other payment plan options are available — and Valor Tax Relief can help negotiate the best terms for you.
Our experienced team simplifies the process and represents you every step of the way
Understand your financial situation
Determine the best payment plan
Submit Installment Agreement to IRS
Respond to IRS inquiries
Help you stay on track
We communicate directly with the IRS to ensure the best possible outcome for you.
"Valor Tax Relief helped me set up a payment plan I could actually afford. No more fear of letters from the IRS!"
David R.
Arizona
Missing a payment can default your agreement. Contact us or the IRS immediately to avoid penalties or cancellation.
Interest and penalties may continue to accrue, but an installment plan helps you avoid more severe enforcement actions.
Yes, you can pay off your balance early without penalty if your financial situation improves.
For some agreements, especially if you owe over $25,000, the IRS may file a Notice of Federal Tax Lien. We can help you avoid or remove it.
Plans can extend up to 72 months (6 years), depending on your balance and payment capability.
Not required, but strongly recommended. A professional team like Valor Tax Relief increases your chances of success and ensures proper documentation.
You'll need financial documentation including income statements, expense records, and asset information to demonstrate your ability to make payments.
Yes, you can request to modify your payment plan if your financial situation changes significantly.
If defaulted, you can request to reinstate the agreement or explore other options like currently non-collectible status. Our team helps evaluate the best alternative solutions.
Monthly payments are based on your ability to pay, not the amount you owe. The IRS considers your income, expenses, and assets when calculating payment amounts.
Generally, you should request an Installment Agreement before the IRS takes enforcement action. The sooner you act, the more options you'll have.
Call us at 877-814-2398 for a free consultation. We'll evaluate your eligibility, explain the process, and help you determine if an Installment Agreement is the right solution.
Our team of experienced tax professionals is here to help. Contact us today for a free consultation about your Installment Agreement.
Get Your Free Consultation